Payment in full is required to be made to MM Auction Services immediately following the sale. Onsite bidders can pay by credit card, cash or check. A 3% convenience fee will be charged if payments are made with a credit or debit card. Online and phone bidders have 2 payment choices only, credit card or ACH (e-check). All online and phone bidders will need to patiently wait for our clerks to contact you for payment following the sale. Make sure you plan accordingly and notify your bank of the charges. Be sure to listen carefully when the clerks read your account information back to you. Any returned e-check charges will be accessed a $500 fee and required to wire the balance same day plus the $500 fee. Any credit card payments declined by the buyer’s bank for any reason will be assessed a $500 fee and required to wire the balance same day plus the $500 fee. International bidders have 2 payment options of credit/debit card (4% convenience fee) or wire transfer only. All buyers agree to pay $100/day late fee for any reason their invoice is not paid directly following the sale same day. Any buyers that ask to hold checks for any reason, will be charged $100/day fee in order for us to do so. By making payment, you acknowledge that you waive the right for a return of horse(s) along with any and all refunds of monies paid etc. in conjunction with any purchases at this sale/auction from MM Auction Services, LLC DBA Premier Horse Sales. MM Auction Services is a pass-through agency and does not hold funds for guarantees, returns or refunds of monies paid on animals purchased at auction. All current county and state sales tax rates will be applied to all winning bids. In order to be tax exempt, appropriate forms will need to be filled out and to our office BEFORE sale day or exemption will not be granted. All buyers agree to not place any kind of charge back on any payment made towards the purchase of any horse.